These terms govern your use of the Austop Lending Pty Ltd website and the enquiry services we provide. Please read them carefully before using this website.
This website, located at https://austoplending.online, is operated by Austop Lending Pty Ltd (ABN 76 703 125 008) of Melbourne VIC, Australia (“Austop Lending”, “we”, “us” or “our”). By accessing or using this website, or by submitting an enquiry through it, you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use this website.
Austop Lending Pty Ltd provides lending and financial services, including assistance with loan enquiries, comparisons of available options, and referrals to suitable lending products where appropriate. The information published on this website is general in nature and is provided for informational purposes only.
Nothing on this website constitutes personal financial advice, credit assistance, taxation advice or legal advice. We do not take your objectives, financial situation or needs into account when publishing general content on this website. Before acting on any information contained on this website, you should consider whether it is appropriate for your circumstances and, where appropriate, seek independent professional advice.
When you submit an enquiry or quote request through this website, you confirm that the information you provide is accurate, complete and not misleading. Submission of an enquiry does not create any obligation on us to provide you with a loan, and does not create any agreement between you and us.
Any indicative quote or estimate provided in response to an enquiry is subject to confirmation, assessment and the requirements of any relevant lender. Final terms, rates, fees and conditions will be set out in formal documentation issued before any facility is entered into, and may differ from any indicative figures provided earlier.
Our services are available to Australian residents aged 18 years or over. By using this website and submitting an enquiry, you represent that you are at least 18 years of age and are legally capable of entering into binding contracts under Australian law.
We are committed to responsible lending practices. Where credit assistance or credit activities are involved, we will comply with our obligations under the National Consumer Credit Protection Act 2009 (Cth) and associated regulations. Any loan approval is subject to assessment of your suitability and capacity to repay, and approval is never guaranteed.
Where fees apply to any of our services, they will be disclosed to you in writing before you incur them. We will not charge you any fee that has not been previously disclosed and agreed. Third-party lenders may charge their own fees, interest and charges, which will be disclosed in the lender’s documentation.
Nothing in these Terms of Service excludes, restricts or modifies any rights that you may have under the Australian Consumer Law set out in Schedule 2 of the Competition and Consumer Act 2010 (Cth), or any other rights that cannot lawfully be excluded.
Our services come with guarantees that cannot be excluded under the Australian Consumer Law. For services of a kind ordinarily acquired for personal, domestic or household use, you are entitled to a replacement or refund for a major failure and compensation for any other reasonably foreseeable loss or damage. You are also entitled to have the services remedied if they fail to be of acceptable quality and the failure does not amount to a major failure.
To the fullest extent permitted by law, and subject always to section 7 above, Austop Lending Pty Ltd accepts no liability for any loss or damage arising from your use of this website or reliance on information published on it, including indirect or consequential loss. We do not warrant that this website will be available uninterrupted or error-free, or that content on it is complete, accurate or current at all times.
All content on this website, including text, graphics, logos and page layout, is owned by or licensed to Austop Lending Pty Ltd and is protected by Australian and international copyright law. You may view and print content for your own personal, non-commercial use. You must not reproduce, republish or distribute any part of this website without our prior written consent.
We handle personal information in accordance with our Privacy Policy and the Privacy Act 1988 (Cth). By submitting an enquiry, you consent to us collecting, using and disclosing your information for the purpose of responding to your enquiry and providing our services.
This website may contain links to third-party websites. These links are provided for convenience only. We do not endorse, and accept no responsibility for, the content, products or services of any third-party website.
We may amend these Terms of Service from time to time. The current version will always be published on this page, and continued use of this website after changes are published constitutes acceptance of the revised terms.
These Terms of Service are governed by the laws of Victoria, Australia, and the parties submit to the non-exclusive jurisdiction of the courts of Victoria and the courts of Australia competent to hear related matters.
If you have any questions about these Terms of Service, or wish to raise a complaint or exercise any right under the Australian Consumer Law, please contact us:
Austop Lending Pty Ltd — ABN 76 703 125 008 — Melbourne VIC, Australia.